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QLAC’s Key Features

      • 25% up to $130,000 maximum deferral of your IRA
      • Required Minimum Distribution (RMD) deferral period age 71 to 85
      • Potentially lower taxes during the deferral period
      • Lifetime income guarantee (can’t outlive the income)
      • Joint lifetime income options
      • No annual fees
      • Balance goes to heirs upon death option (not to the annuity company)
      • Created On July 1, 2014 
        (click to see QLAC Bill)